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TAX-SMART TECHNOLOGY

Our platform provides financial advisors with many options to personalize tax efficiency of gifts, protect your assets, let you choose how to invest funds until they're paid out, and set triggers for payouts.

Compare the Legacy platform

 529 plans are an ideal complement to a Legacy account, where educational expenses are a top priority. Trusts are ideal for transferring the large chunks, and can be made more personal when used in conjunction with a Legacy account.

Legacy Platform

Best for up to $15,000 / Beneficiary

  • Preschedule future cash gifts, stories, prepaid experiences1, new material gifts1, old family heirlooms1
  • Lend against future gifts
  • Protect assets from misuse, creditors2, and taxes2
  • Revoke cash gifts, prior to delivery3
  • Invest cash gifts, prior to delivery1
  • Low fees

529 Plan

Best for up to $15,000 / Beneficiary

  • Preschedule future cash gifts
  • Only for educational expenses
  • Protect assets from misuse, and taxes
  • Revoke cash gifts, prior to delivery
  • Invest cash gifts, prior to delivery
  • Low fees

Trust

Best for $15,000+ / Beneficiary

  • Preschedule future cash gifts
  • Protect assets from misuse, creditors2, and taxes2
  • Refund cash gifts, prior to delivery3
  • Invest cash gifts, prior to delivery

1 Coming soon

2 Set your account to be irrevocable

3 Set your account to be revocable

Frequently Asked Questions

While not required, we strongly recommend you seek advice of a financial advisor before committing funds to the Legacy platform. While we try to educate on our website, we acknowledge upfront that the information we provide may not be appropriate for your particular circumstance.

No, you can typically setup an account in less than 15 minutes online, without speaking to anyone.

No, you do not give up control when you set the Legacy platform to be revocable. You keep as much control as you want. As the creator of the account, you retain the power to change beneficiaries, and add or withdraw cash at anytime up to delivery of gifts.

Yes, you do give up control when you set your account to be irrevocable. From then onward your decisions become irreversible. However, you then gain protections against creditors and taxes.

We recommend you speak to a financial advisor, to determine what is best for your particular situation.

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This website is operated and maintained by Legacy, a division of Olam Capital, Inc. The information provided is educational only and is not investment or tax advice.

© 2019 Olam Capital, Inc. All rights reserved.